Personal Loans

Easy to apply, personal loans from £2,000 - £25,000

In partnership with 

We've teamed up with Neyber, our trusted partner, to offer personal loans to the Police family.

Whether you're wanting to consolidate outstanding debts, purchase a new car, make some home improvements or plan the holiday of a lifetime, a personal loan could turn your plans into a reality.

  • Easy online application
  • Money could be in your account within one working day of loan approval
  • Make overpayments free of charge
  • Fixed monthly repayments payable by direct debit

Please refer to 'Important things you need to know' below for more information.

For the Police family

If you're looking for a personal loan that's been designed for members of the Police family, then have a look at the terms available from our trusted partner, Neyber.

We’ve worked with Neyber for over two years - Neyber provides personal loans to a number of clients in the UK public sector and adheres to responsible lending practices. Remember, serving or retired Police Officers and Staff, Specials and their families can apply. 

Have a look at the rates available:

Rates are fixed and correct as of June 2017. Future rates subject to change.

*Representative example: You could borrow a loan amount of £7,000 with a monthly repayment of £209.15 over a term of 36 months at a 4.9% (fixed) rate of interest per annum. Administrative fees are £0. Total amount repayable is £7,529.30. This is equivalent to 4.9% APR Representative.

Please check that you can say yes to the following, before applying:

I am a member of the Police family
I am aged over 21
I earn over £13,500 per annum either from a salary or pension income
I am resident in the UK and have been for at least the last 3 years
I consent to my credit profile being accessed
I don't have an active County Court Judgement against me nor have I been registered as insolvent within the last 6 years or entered into an Individual Voluntary Agreement.

The full eligibility criteria can be found here.

Important things you need to know

Please note, loans are not currently available for PSNI members and their families.

All loans are subject to status and acceptance by Neyber.

Rates depend on loan amount, term and your individual circumstances and may differ from the Representative APR.

PMGI Limited, trading as Police Mutual is acting as credit broker. Neyber Limited is acting as lender for the purposes of entering into a consumer credit agreement.

PMGI Limited, trading as Police Mutual, is authorised and regulated by the Financial Conduct Authority. Registered in England & Wales No. 1073408. Registered office Alexandra House, Queen Street, Lichfield, Staffordshire WS13 6QS.

Neyber Limited is authorised and regulated by the Financial Conduct Authority. Interim permission: 663054. Registered address: First Floor (East), Tabernacle Court, 16-28 Tabernacle Street, London, EC2A 4DD, United Kingdom, Company registered number: 08806631 Data Protection Registration Number: ZA039009.