Peace of mind from as little as £6 a month

Take out a policy and receive a £75 gift card*
  • If the worst happens, would your family be able to cover the costs of mortgage or rent payments, bills and day-to-day expenses?
  • No need to worry. With life insurance provided by Legal & General, a cash sum could be paid out in the event of your death during the term of your policy
  • Help your loved ones when money is the last thing they should have to worry about
  • A fixed monthly premium means that, if you don’t make any changes to your policy, your monthly cost will stay the same
  • Add Critical Illness Cover for an extra cost when you take out your policy, which could help protect you and your family against the impact of a Critical Illness**
  • Legal & General is one of the leading life insurance providers in the UK, and were voted "Life Insurance Provider of the Year (Direct)" at Moneyfacts Consumer Awards, 2017
  • Legal & General paid 97% of claims in 2018

What’s included

  • If you choose ‘Life Insurance’, the amount you’re covered for will stay fixed throughout the length of the policy, unless you alter your policy
  • If you choose ‘Decreasing Life Insurance’, the amount you’re covered for will reduce roughly in line with the way a repayment mortgage decreases, throughout the length of the policy
  • You’ll be covered if you die or you’re diagnosed as being terminally ill before the end of the policy (life expectancy less than 12 months)
  • You can add Critical Illness Cover at an extra cost when you take out your life insurance policy**
  • Legal & General will pay out your amount of cover, following a valid claim, once - then the policy will end

What’s not included

You won’t be covered:
  • If, within the first year of the policy, your death is caused by suicide or intentional and serious self-injury, or an event where in Legal & General's reasonable opinion you took your own life
  • If some elements of cover are restricted, based on the information you give us
  • If your payments aren’t up to date
  • If you’re diagnosed with a terminal illness which doesn't meet the policy definition. See the Policy Booklet for more information.
  • For more information, please refer to the documents at the bottom of the page
The (not so) small print

If your life insurance policy is to cover your mortgage, your policy may not completely pay off your outstanding mortgage unless you ensure that your amount of cover is adjusted to match any new mortgage arrangements.

For Decreasing Life Insurance you must also check that the interest rate applied to your mortgage does not become higher than the interest rate applied to your policy.

Life Insurance and Critical Illness Cover are provided by Legal & General Assurance Society Limited, and are introduced by PMGI Limited trading as Police Mutual. For more details, please see our legal page.

*Terms & conditions apply. Please note the voucher would be redeemable after 6 months’ premiums have been paid. 

** Learn more about Critical Illness Cover

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