The affordable way to help them financially

Could your partner keep up with the mortgage payments or every day bills if you weren’t around? What about childcare? 

The good news is, there's a way to help them reduce any financial hardship. If you're covered by life insurance, it could pay your family an amount of money when you die.

Why choose Life Insurance?

You won’t be around forever, so if you have family or loved ones that depend on you financially, then Life Insurance can help lift the financial pressure and ease their worries should the worst happen. Royal London Life Insurance provides the following:
  • Payments that start from just £7 a month
  • Money that can make a real difference – up to a £750,000 single payment if you die during the term of your plan, depending on your age when you take out the plan
  • Different types of cover to suit you – Level Cover and Decreasing Cover
    • Level Term Cover - This offers a fixed amount of money, covering you over a fixed period of time that you pre-select.  If you die within the chosen time period, known as the ‘term’, the policy pays out a lump sum to your beneficiaries.
    • Decreasing Term Cover- This is a term life policy where the death benefit payout decreases during the time the policy is in place, so the payout gets smaller over time.
  • Extra peace of mind – Terminal Illness Cover, at no extra cost. This gives you early access to your death benefit if you're diagnosed with a terminal illness that meets the criteria of your policy.
  • Instant Decision – no waiting, just health questions to answer
  • 95.4% of Term Life Insurance claims paid^
  • ^Royal London Protection Insurance claims paid (1 January to 31 December 2022)

Serious Illness Benefit

For an additional monthly cost you could add this extra protection for you and your children over 30 days old. It gives you a financial safety net if you are diagnosed with one of the six defined illnesses, and survive for 30 days.

For more information, please visit Royal London Serious Illness Benefit

Important things to know:

  • Life Insurance and Serious Illness Benefit has no cash in value – it’s a protection policy only
  • If you stop making payments your cover ends and you won’t get anything back
  • You can apply if you’re a UK resident aged between 18 and 70
  • The plan must end when you reach age 80
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Police Mutual is a trading style of the Royal London Mutual Insurance Society Limited. The Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

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