• Award-winning, free and independent mortgage advice, dedicated to supporting the Police family
  • Personal review with one of our specialist advisors
  • Quick, hassle-free, simple service
  • We’ll search the whole of the mortgage market, saving you time and effort
  • Access to exclusive products not available on the high street

How a buy-to-let mortgage is different

  • The minimum deposit for a buy-to-let mortgage is usually 25% of the property’s value
  • Most buy-to-let mortgages are interest-only. This means you pay interest on the amount you borrow and repay the original loan in full at the end of the mortgage term
  • Fees and interest rates on buy-to let mortgages are usually higher
The (not so) small print

The property may be repossessed if you do not keep up repayments on a buy-to-let mortgage.

Police Mutual provides free mortgage advice and receives a commission from the mortgage lender which we use to fund this service.

Mortgage advice services are provided by Mortgage Excellence Plc, trading as Police Mutual. More information is available on our legal page.
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