Helping you find a mortgage with the right properties

Whether you’re looking to earn a little extra by renting out a single property to tenants, or building up a portfolio of properties as a full-time landlord, a normal residential mortgage won’t normally allow you to let the property.

If you want to buy a property for this purpose, our specialists can help you maximise your returns by finding you the right deal on a specialist buy-to-let mortgage.

  • Award-winning, free and independent mortgage advice, dedicated to supporting the Police family
  • Personal review with one of our specialist advisors
  • Quick, hassle-free, simple service
  • We’ll search the whole of the mortgage market, saving you time and effort
  • Access to exclusive products not available on the high street

How a buy-to-let mortgage is different

  • The minimum deposit for a buy-to-let mortgage is usually 25% of the property’s value
  • Most buy-to-let mortgages are interest-only. This means you pay interest on the amount you borrow and repay the original loan in full at the end of the mortgage term
  • Fees and interest rates on buy-to let mortgages are usually higher
The (not so) small print

The property may be repossessed if you do not keep up repayments on a buy-to-let mortgage.

Police Mutual provides free mortgage advice and receives a commission from the mortgage lender which we use to fund this service.

Mortgage advice services are provided by Mortgage Excellence Plc, trading as Police Mutual. More information is available on our legal page.
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