Plan to prosper with straightforward advice from our expert team

With the right advice, your money could work a lot harder for you. So whether you’re investing, planning for retirement, or just want to make sure your savings are in the best place for you, get in touch and see how we could help.

At Police Mutual we're passionate about improving the lives of the Police family. we believe professional financial advice and guidance can help you make the most of the money you work so hard for.

Our advice is impartial, independent and personal to you. It is always exclusive, never off the peg or standard. We will research the whole market on your behalf and endeavour to do everything that's right for you, your family and your future.
  • We can help you with:
  • Retirement Planning
  • Investing for growth or income
  • Protecting the family finances in the event of ill health or death
  • Releasing equity from your home
  • Long term care planning
  • Inheritance Tax Planning

Why choose us?

You've worked hard for your money, so make sure your money works hard for you with the right financial choices.

Our Independent Financial Advisors can provide impartial, independent advice on products available to you from the whole of the UK market. We focus on the needs of members of the Police Family. We've listened to what advice our clients want and designed our service to match those needs.
  • What we offer:
  • Low initial charges
    No large up front fees, which could otherwise heavily reduce your initial investment
  • Ongoing advice costs that are performance related
    The annual management fee that you pay is linked to the performance of your investment portfolio, so it keeps us on our toes.
  • Annual reviews
    To help you stay on track
  • Full independent advice from a name that you know and trust
    As part of the Police Mutual Group, you can be assured of the quality and care you'll receive.
  • Access to online portfolio valuations
    Online access allows you to check your investments whenever you want to.
  • A true member service
    As part of Police Mutual, any profit we make is paid out to members via returns on our With Profits Policies. (You can read more about this on our Corporate Governance page)

Our Investment Approach

  • We seek to maximise your investment potential but minimise the degree of risk
  • We use transparent, flexible investments that can adapt to your changing plans, objectives and lifestyles
  • We believe asset allocation, not fund choice, will largely determine investment returns
  • We seek to maximise tax efficiency, but not at the expense of risk or liquidity
  • We review investment portfolios on an annual basis
  • We understand the unique pensions position of Serving Police Officers
The (not so) small print

These advice services are provided by PM Advisory Limited trading as Police Mutual, more information is available on our legal page.

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