This article was published on 27 Oct 2025. At the time of publishing, this article was true and accurate, however, over time this may have changed. Some links may no longer work. If you have any concerns about this please contact us.

Buying a caravan opens up a world of holiday possibilities, but getting your timing right could save you money and give you better options. Understanding seasonal market patterns helps you make a smarter purchase, whether you’re interested in a static or touring caravan, new or second-hand.

Touring caravans

Second-hand models

Early spring offers excellent opportunities for pre-owned touring caravans, as current owners often sell to upgrade before the new season. However, spring brings high demand and higher prices.

Consider starting your search in late autumn or winter instead. During these quieter months, demand is lower, plus sellers may negotiate on price. You’ll also have more time to research thoroughly without seasonal pressure.

Remember that manufacturer warranties typically don’t transfer to new owners, making comprehensive insurance essential.

Brand new models

For new touring caravans, autumn offers the best opportunities. From October onwards, dealerships reduce prices on previous season’s stock to make room for newer models, resulting in significant savings.

Purchasing during cooler months also gives you time to research and compare models without the excitement that warm weather brings, ensuring you’re ready for the new season with a caravan that meets your needs.

Static caravans

Autumn is ideal for purchasing both new and used static caravans, as many holiday parks close for the season. Owners typically sell once their holiday season ends, and new static caravans may see price reductions.

Caravan prices generally rise each spring, so purchasing beforehand can result in substantial savings. Winter purchases often provide better pitch selection, with fewer caravans on site, giving you more choice for your ideal location.

Site fees

Holiday parks charge annual site fees, typically reviewed at summer’s end and often increased with inflation. Purchasing before the fee renewal gives you approximately a year at the current lower rate. You can negotiate a free fee period as part of your purchase agreement.

Making the right choice

Purchasing a caravan should be carefully considered. Research different models and, for static caravans, various holiday parks to find the perfect fit for your circumstances and budget. Although later months often present the best opportunities, the right caravan can appear at any time.

Regardless of when you purchase, protecting your investment with comprehensive caravan insurance is essential for complete peace of mind.

Looking for caravan insurance? Get your quote online now.

Caravan Insurance is provided by Compass Insurance who are a specialist provider of holiday caravan and residential park home insurance, with over 40 year’s experience, so they can help you find the right cover for you.

Compass Insurance is part of the Bspoke Insurance Group Ltd, which also includes Police Mutual, so you know you’re in safe hands.

This article was published on 12 August 2025. At the time of publishing, this article was true and accurate, however, over time this may have changed. Some links may no longer work. If you have any concerns about this please contact us.

Caravan adventures are all about fun and freedom – but insurance is one of those necessary bits of admin that help make them possible. It doesn’t have to break the bank, though.

Here are six practical ways to reduce your touring caravan insurance premiums, so you can spend more on your next trip and less on paperwork.

What influences the cost of caravan insurance?

Insurers look at a number of things when calculating your premium, including:

• The caravan’s make, model, and age
• Security measures fitted to your caravan
• How and where it’s stored when not in use
• Your claims history
• The type of cover you choose
  The level of excess you’re willing to pay

Let’s take a look at how to keep your premium down.

1. Improve your security setup

The better your caravan is protected, the lower the risk for insurers. Devices like wheel clamps, hitchlocks, alarms, and trackers all help reduce the chance of theft – and the cost of cover.

2. Increase your voluntary excess

Willing to take on more of the risk yourself? Opting for a higher voluntary excess can lower your overall premium. Just be sure it’s an amount you could comfortably pay if you needed to claim.

3. Store your caravan securely

Insurers prefer caravans kept in secure compounds, locked garages, or storage facilities. If storing at home, visible security measures such as CCTV or alarmed gates can help lower your risk profile.

4. Provide an accurate value

When selecting your cover, ensure you’re not overestimating the caravan’s value. You’ll only receive the actual market value or agreed replacement value in the event of a claim – anything more will just drive up the cost of your premium.

5. Choose a smaller or lower-value model

Lighter and cheaper caravans are generally more affordable to insure. If you’re considering upgrading or downsizing, this is worth bearing in mind.

6. Keep your no-claims intact

Just like with car insurance, the longer you go without claiming, the better your discount. If the cost of repairing minor damage is lower than your excess, it may be worth handling it yourself to preserve your no-claims record.

Insurance you can rely on from Compass

Insurance is there to support you when you need it most. These tips can help reduce your costs, but they shouldn’t come at the expense of proper cover. Always make sure your policy fits your needs – and your travel plans.

Protect your caravan today – get your quote online now.

Caravan Insurance is provided by Compass Insurance who are a specialist provider of holiday caravan and residential park home insurance, with over 40 year’s experience, so they can help you find the right cover for you.

Compass Insurance is part of the Bspoke Insurance Group Ltd, which also includes Police Mutual, so you know you’re in safe hands.