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With electric vehicles (EVs) becoming more mainstream, many UK drivers are asking: Is now the right time to make the switch? From government grants to lower running costs, there are plenty of reasons to consider going electric. In this article, we’ll explore the current incentives, practical benefits, and how Police Mutual can support you with car insurance tailored to your needs.
Why Consider an Electric Car?
Electric cars offer a range of benefits that go beyond environmental impact:
- Lower running costs – Electricity is generally cheaper than petrol or diesel, and EVs require less maintenance.
- Clean Air Zone exemptions – EVs are often exempt from charges in low-emission zones.
- Government grants – While some schemes have ended, others still offer support for home charging installations.
Current Incentives for UK Drivers
There are numerous electric car incentives available:
In July 2025 the government launched an Electric Car Grant to support the transition to zero emission vehicles and incentivise sustainable automotive manufacturing. The grant provides up to a max. of £3,750 off new cars.
The EV Chargepoint Grant offers up to £350 off the cost of installing a home charger, available to anyone who owns and lives in a flat or rents and lives in a residential property.
Many employers now offer EVs through salary sacrifice, allowing you to lease a car at a reduced cost while saving on tax and National Insurance.
If you’re still working and considering an EV as a company car, the Benefit-in-Kind (BiK) tax rate is significantly lower for electric vehicles compared to petrol or diesel models.
Is It the Right Time for You?
Switching to an electric car is a personal decision, but with fuel prices remaining high and the UK’s plan for all cars to be 100% zero emission by 2035, now could be a smart time to make the move.
Protect Your EV with Police Mutual Car Insurance
Whether you’re already driving electric or just starting your journey, having the right insurance is essential. Police Mutual car insurance is designed with the police community in mind, giving you peace of mind and reliable cover.
For more information about Police Mutual car insurance and how you would benefit, visit our Car Insurance page here or call 0151 242 7640
Police Mutual Car Insurance is provided by ERS.
Photo by CHUTTERSNAP on Unsplash