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Serving in the Police, whether as an officer or staff member, comes with unique challenges. But it also brings access to a range of benefits designed to support you and your family. From nationwide discount schemes and financial products tailored for the Police community to wellbeing resources and charitable support, there’s much more available than you might realise.
Exclusive Discounts for the Police Community
One of the biggest perks is access to exclusive discount schemes. Blue Light Card is the most well-known, offering savings on:
- Supermarkets and everyday essentials.
- High street fashion and footwear.
- Restaurants, cafés, and takeaways.
- Cinema tickets and family attractions.
- Hotels, holidays, and travel experiences.
For a small membership fee, the savings can quickly add up, helping your pay go further. Other regional Police Federations and associations sometimes run their own local discount schemes too – it’s worth checking with your force’s intranet or welfare team.
Financial Products Designed for the Police
Some financial services providers, like Police Mutual, offer products created specifically for the Police community. These products are built with your role in mind and may include benefits that those designed for the general public don’t. For example:
- Car Insurance that offers extra protection for serving Officers commuting or carrying Police Kit, when selecting class 1 business cover.
- Home Insurance that allows you to pay monthly at no extra cost.
- Mortgage Advice through Police Mutual’s partnership with Grange Mortgage that affords access to some exclusive products not available on the high street.
Because these products are tailored for your lifestyle, they can provide flexibility and features that mainstream providers can’t.
Police Mutual Wellbeing and Money Advice
The nature of Police work means it’s vital to take care of both your physical and mental health. The Wellbeing Hub offers free resources on topics such as stress management, healthy eating, and resilience. Meanwhile, the Let’s Talk Money Hub provides practical guidance on budgeting, debt, savings, and planning for the future.
Both hubs are open to the entire Police community – not just Police Mutual customers -and are a valuable resource for staying healthy, both mentally and financially.
Additional Schemes and Support
Beyond discounts and insurance, there are other ways to get support:
- Police Federation & Staff Associations – These often provide legal advice, welfare support, and access to special offers.
- Police Charities – Organisations like the Police Benevolent Fund (The Ben Fund) and Care of Police Survivors (COPS) offer financial help, grants, and emotional support during times of need.
- Occupational Health & Employee Assistance Programmes – Many forces offer confidential counselling, health checks, and advice lines.
- Union and Association Benefits – If you belong to a union or professional body, check for additional member benefits such as training, development grants, or other useful resources.
Making the Most of Your Benefits
Whether you’re still serving, retired, or part of a Police family, it pays to know what’s available. Sign up for discount schemes, explore tailored financial products, and don’t hesitate to use wellbeing and support services when you need them.
Ready to find out more? Explore our Car Insurance, Home Insurance and Mortgage Advice pages to see how we can help you protect what matters – while making the most of the benefits you’ve earned.
PMGI Limited, trading as Police Mutual is authorised and regulated by the Financial Conduct Authority. Financial Services Register No.114942. Registered in England & Wales No.1073408. Registered office: Brookfield Court, Selby Road, Leeds, LS25 1NB.
Car Insurance is provided by ERS and Home Insurance is provided by Bspoke Underwriting Ltd.
PMGI Limited, trading as Police Mutual, has chosen Grange Mortgage & Protection Services Ltd to provide customers with a mortgage advice service. Grange Mortgage & Protection Services Ltd will provide you with independent mortgage advice and make a recommendation based on your circumstances and requirements. You will not receive advice or any recommendation from Police Mutual.
Grange Mortgages & Protection Services Ltd, is an Appointed Representative of PRIMIS Mortgage Network, a trading name of Advance Mortgage Funding Ltd. Advanced Mortgage Funding Ltd is authorised and regulated by the Financial Conduct Authority.