*Offer ends on 31st December 2020. See Terms and Conditions here. If you choose the Amazon.co.uk Gift Card terms apply.

Save for your future with the Police Mutual ISA

The Police Mutual ISA makes it easy to save regularly, little and often. And it's also a Police-friendly place to save a lump sum, if you have one. In other words, it suits however you decide you'd like to save your money. And once you start, you get the sweet feeling of knowing you're investing in your future.

Things to think about

  • The Police Mutual ISA is a Stocks and Shares ISA
  • Contributions into the ISA are pooled with those of other savers and investors in the Cautious Managed Fund. The Cautious Managed Fund will then invest in a range of other funds which spread investors’ money over a wide range of investments
  • The value of your investment can go down as well as up
  • As there are no guarantees on this investment, when you take your money out you may get back less than you originally invested
  • The Police Mutual ISA is designed to be a medium to long term investment, held for 5 to 10 years or longer
  • Tax treatment depends on the individual circumstances and may be subject to change in the future

  • The Police Mutual ISA is a good choice if you’re looking for a medium to long-term investment – in other words, saving for at least five to ten years. You can top it up as often as you like, provided you don’t exceed your annual ISA allowance.

  • Each tax year, you have an ISA allowance. This is the maximum amount you’re allowed to save in ISAs. In the 2020/21 tax year, the maximum you can save is £20,000. But remember, you can open your Police Mutual ISA today with a lump sum of just £100.  Plus, because it’s an ISA, you don’t pay tax on what you save.

    Tax treatment depends on the individual circumstances and may be subject to change in the future

  • The Police Mutual ISA is available exclusively to the Police Mutual family. It’s offered to both serving and retired Police Officers, Staff, Specials and their families. To date, there are more than 75,000 people who are saving for their future with Police Mutual. So, if you’d like to start saving today, you’re in good company.
  • The table below shows the value of a Police Mutual ISA invested on 31 July 2015 to 1 July 2020.

    It shows the value that you could have received if you were to withdraw all of your investment on the specified date.

     

    Date

    Police Mutual ISA

    % in period

    31 July 2015

    £10,000

    -

    1 July 2016

    £10,720

    7.2%

    1 July 2017

    £11,697

    9.1%

    1 July 2018

    £12,123

    3.6%

    1 July 2019

    £12,746

    5.1%

    1 July 2020

    £13,189

    3.5%

    Total Gains

    £3,189

    31.9%

    Example based on Police Mutual simulated past performance figures due to the product launching in October 2020.

    You should remember that past performance is no indication of future performance and should not be the reason for choosing a product.

    • Example based on a £10,000 initial investment on 31 July 2015 and assumes no withdrawals are made.
    • Performance figures take into account all charges which applied during the period. Charges may vary.
    • The performance of your own investment will depend on how much you invest, our charges and our investment performance.
    • Your investment can go up and down and you may get back less than you put in when you withdraw your investment.
    • The value of tax benefits depends on your individual circumstances and tax rates or legislation which could change in the future.
    • Our Police Mutual ISA is a Stocks and Shares ISA.
The (not so) small print
Police Mutual is a trading style of The Royal London Mutual Insurance Society Limited. More information is available on our legal page.
Open Quote

We're here to help

Mon-Fri 8.30am-5.30pm
Close Quote

Product documents

It is important you understand the key information of the Police Mutual ISA if you are considering applying.