Choose a £10 gift when you open a Police Mutual ISA

Take out a Police Mutual ISA and receive a Gift*

Terms and conditions apply. Offer ends on 1 August 2021. Gift will be delivered 30 days after the offer ends.

If you choose the Amazon.co.uk Gift Card, please also see the Amazon terms here.

Start saving for your future today

Do you have plans for the future? Or something you’d like to save for? Put your money to work in a Police Mutual ISA and you could potentially be on the way to reaching your savings goals.

The Police Mutual ISA lets you save in the way that suits you. Start saving today with a direct debit of just £30 a month. Or, invest a lump sum from as little as £100.

Things to think about

  • The Police Mutual ISA is a Stocks and Shares ISA.
  • The money you pay in is spread across a range of investments.
  • The value of your investment can go down as well as up so when you take your money out you may get back less than you put in.
  • Police Mutual ISA is designed to be a medium to long-term investment, held for 5 to 10 years or longer.
  • In the tax year 2021/22 the maximum you can save in ISAs is £20,000. You can only pay into one Stocks and Shares ISA each tax year.
  • Risk IndicatorAssuming you save for at least 5 years, we have classified the product as 3 out of 7, which is a medium to low risk investment. This rates the potential losses from future performance at a medium to low level, and poor market conditions are unlikely to impact our ability to pay you. The risk may be higher if you hold the product for less than 5 years. The risk indicator allows you to compare the level of risk of this product against other similar products.Risk Indicator

  • For regular savings

    If you like to save regularly, month by month, the Police Mutual ISA makes it easy. You set up a direct debit for a minimum of £30 a month – that’s equal to just £1 a day – or more if you like.

     

    For lump sum savings

    You can also invest a lump sum into your Police Mutual ISA at any time, provided you don’t exceed your annual ISA allowance.

  • The tax year begins on 6 April and ends on the 5 April the following year, so take advantage of your 2021/22 tax-free ISA allowance, which is £20,000.

     

    Tax treatment depends on the individual circumstances and may be subject to change in the future

     

    How to transfer into a Police Mutual ISA

    You can transfer your previous years’ ISA savings into the Police Mutual ISA. No need to contact your current provider, just call us on 01543 441 630 and we’ll take care of it for you.

  • The Police Mutual ISA is available exclusively to the Police Mutual family. It’s offered to both serving and retired Police Officers, Staff, Specials and their families. To date, there are more than 107,000 customers who hold a savings product, to save for their future with Police Mutual. So, if you’d like to start saving, you’re in good company.
  • The table below shows the value of a Police Mutual ISA invested on 1 April 2016 to 1 April 2021.

    It shows the value that you could have received if you were to withdraw all of your investment on the specified date.

     

    Date

    Police Mutual ISA

    % in period

    1 April 2016

    £10,000

    -

    1 April 2017

    £11,474

    14.7%

    1 April 2018

    £11,585

    1.0%

    1 April 2019

    £12,151

    4.9%

    1 April 2020

    £11,858

    -2.4%

    1 April 2021

    £13,751

    16%

    Total Gains

    £3,751

    37.5%

    Example based on Police Mutual simulated past performance figures due to the product launching in October 2020.

    You should remember that past performance is no indication of future performance and should not be the reason for choosing a product.

    • Example based on a £10,000 initial investment on 1 April 2016 and assumes no withdrawals are made.
    • Performance figures take into account all charges which applied during the period. Charges may vary.
    • The performance of your own investment will depend on how much you invest, our charges and our investment performance.
    • Your investment can go up and down and you may get back less than you put in when you withdraw your investment.
    • The value of tax benefits depends on your individual circumstances and tax rates or legislation which could change in the future.
    • Our Police Mutual ISA is a Stocks and Shares ISA.
The (not so) small print
Police Mutual is a trading style of The Royal London Mutual Insurance Society Limited. More information is available on our legal page.
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Product documents

It is important you understand the key information of the Police Mutual ISA if you are considering applying.