*Offer ends on 31 March 2021. Terms & conditions apply.

If you choose the Amazon.co.uk Gift Card, please also see the Amazon terms here.

After your purchase is complete, we’ll send you an automated email within 15 days to select your Gift choice. Your Gift will be dispatched 30 days after your policy live date. If your application is incomplete we are unable to issue the Gift until 30 days after the policy is live. Promotion excludes residents of Northern Ireland (NI).

Police Mutual ISA – Lump sum saving

If you’re looking for a tax-efficient way to save, with a name you can trust, consider a Police Mutual ISA. You can start saving with a lump sum of just £100 and save up to your ISA allowance of £20,000 in the 2020/21 tax-year. Once you start, you get the sweet feeling of knowing you’re investing in your future.

Things to think about

  • The Police Mutual ISA is a Stocks and Shares ISA
  • Contributions into the ISA are pooled with those of other savers and investors in the Cautious Managed Fund. The Cautious Managed Fund will then invest in a range of other funds which spread investors’ money over a wide range of investments
  • The value of your investment can go down as well as up
  • As there are no guarantees on this investment, when you take your money out you may get back less than you originally invested
  • The Police Mutual ISA is designed to be a medium to long term investment, held for 5 to 10 years or longer
  • Tax treatment depends on the individual circumstances and may be subject to change in the future

  • The Police Mutual ISA is a good choice if you’re looking for a medium to long-term investment – in other words, saving for at least five to ten years. You can start saving today with a minimum lump sum investment of just £100.

  • Each tax year, you have an ISA allowance. This is the maximum amount you’re allowed to save in ISAs. In the 2020/21 tax year, the maximum you can save is £20,000. But remember, you can open your Police Mutual ISA today with a minimum lump sum investment of just £100.  Plus, because it’s an ISA, you don’t pay tax on what you save.

    Tax treatment depends on the individual circumstances and may be subject to change in the future.

  • The Police Mutual ISA is available exclusively to the Police Mutual family. It’s offered to both serving and retired Police Officers, Staff, Specials and their families. To date, there are more than 75,000 people who are saving for their future with Police Mutual. So, if you’d like to start saving today, you’re in good company.

  • The table below shows the value of a Police Mutual ISA invested on 1 October 2015 to 1 October 2020.

    It shows the value that you could have received if you were to withdraw all of your investment on the specified date.



    Police Mutual ISA

    % in period

    1 October 2015



    1 October 2016



    1 October 2017



    1 October 2018



    1 October 2019



    1 October 2020



    Total Gains



    Example based on Police Mutual simulated past performance figures due to the product launching in October 2020.

    You should remember that past performance is no indication of future performance and should not be the reason for choosing a product.

    • Example based on a £10,000 initial investment on 1 October 2015 and assumes no withdrawals are made.
    • Performance figures take into account all charges which applied during the period. Charges may vary.
    • The performance of your own investment will depend on how much you invest, our charges and our investment performance.
    • Your investment can go up and down and you may get back less than you put in when you withdraw your investment.
    • The value of tax benefits depends on your individual circumstances and tax rates or legislation which could change in the future.
    • Our Police Mutual ISA is a Stocks and Shares ISA.
The (not so) small print
Police Mutual is a trading style of The Royal London Mutual Insurance Society Limited. More information is available on our legal page.
Open Quote

We're here to help

Mon-Fri 8.30am-5.30pm
Close Quote

Product documents

It is important you understand the key information of the Police Mutual ISA if you are considering applying.