Helping new or younger drivers get off to the right start with MORE TH>N

  • Available to drivers aged 18-24
  • Black box technology helps safe drivers lower their premiums and build their No Claims Discount in claim free years
  • You set your own mileage limits, which means there’s nothing stopping you
  • Available for brothers, sisters, children, grandchildren, nieces and nephews of serving or retired Police employees
  • More Than Smart Wheels logo

What’s included

  • Access to a personalised dashboard to check your driving score and see your rewards
  • The safer you drive, the higher your driving score, the more you’ll be rewarded
  • There are no fines or premium increases in the policy year – unless you make changes or top up your mileage
  • There are no night-time curfews – instead your driver score will reward you for driving at safer times
The (not so) small print

Please note, your policy may be cancelled if the black box identifies you driving excessively fast or repeatedly speeding. For detailed policy information see the  MORE TH>N website.

Terms and conditions apply.

Young Drivers' Insurance is provided by MORE TH>N, and is introduced by PMGI Limited trading as Police Mutual. For more details, please see our legal page.