Affordable private healthcare for you and your family
The Healthcare Scheme is a discretionary scheme set up for members of the Police family to help with the cost of private medical treatment in the event of accident or illness. It allows you to receive treatment at a range of private UK hospital and facilities including those provided by Nuffield, Spire and BMI, and can reduce time spent waiting for diagnosis or necessary medical procedures.
There are no medicals and no inconvenient red tape. Just a friendly team to help you with you and your family's healthcare.
The scheme currently provides cover for over 15,000 Police Officers, staff and their family members, with the following benefits:
Up to £30,000 in-patient treatment per year
The treatment year runs from 1 January to 31 December
High quality medical facilities
Private rooms with en-suite facilities
24/7 GP Consultation Service, available to Healthcare members on 0345 222 5802
Depending on your age and the type of cover you want, you could enjoy the benefits of the Healthcare Care from as little as £20 per month (based on Individual Cover for an 18-24 year old).
In-patient and day patient treatment
Private hospital charges paid in full subject to annual benefit limit and a treatment covered by the scheme. Please refer to the Healthcare Scheme rules for details of what is not included in your membership
Consultation and treatment fees
For surgeons, anaesthetists and physicians
Consultations covered up to £600 a year.
Diagnostic procedures (including pathology, X-rays, ECGs and all medical scanning techniques covered up to £1,000 a year.
Treatment (including physiotherapy, osteopathy, chiropractic, psychiatry and psychology where provided by a practitioner recognised by the Police Mutual Healthcare Scheme) covered up to £600 a year.
Nursing at home
Covered up to £1,000 a year (following in-patient or day case treatment and provided by a registered nurse under the direction of a specialist).
For non-emergency NHS treatment which is covered by the scheme, members can receive £250 per night (up to a maximum of 21 nights per year).
Accompanying adult accommodation
Including up to £25 per night for up to 10 nights per year for one parent or guardian accompanying a dependent under 10 years old, where the child is covered under their membership.
If you are a member of the No1 Scheme or Wiltshire Scheme, please see the ‘Historical Products’ section below for further information relating to those schemes including rules.
Healthcare Scheme is provided by PMHC Limited trading as Police Mutual, more information is available on our legal page.
Your Healthcare Scheme questions answered