1. Eligibility: This Offer is only available to members who have not previously benefitted from this Offer. This Offer does not apply to any other Police Mutual product unless otherwise stated.
  2. How to participate: Eligible customers can participate by completing an application online or via telephone using offer code ‘3 Months Free’. When completing an application, you and any additional person(s) will need to agree to be bound by these Terms and Conditions and to be subject to the rules of the Police Mutual Healthcare Scheme which can be found at Healthcare Scheme Page
  3. Offer contents: Eligible customers will receive the first three months’ membership of the Police Mutual Healthcare Scheme free for all categories of membership (Individual, Couple, Single parent family and Family), with the first payment having to be deducted in the fourth month of membership. The form of deduction made by PMHC Limited will be as agreed on the application form.
  4. Amending or Withdrawing the Offer: We may amend or withdraw this Offer at any time before you agree to upgrade your Police Mutual Healthcare membership. We will only do so where we are required for legal reasons, or for the prevention of financial crime.
  5. Non-transferable: This Offer cannot be used in conjunction with any other offer. There is no cash or cheque alternative to this Offer.
  6. Healthcare Rules apply: These Terms and Conditions apply in addition to the Healthcare Scheme Rules.
  7. Severability: If any provision of these Terms and Conditions is held invalid by any law, rule, order or regulation of any government, or by the final determination of any court of a competent jurisdiction, such invalidity shall not affect the enforceability of any other provisions not held to be invalid.
  8. Governing Law: These Terms and Conditions are governed by English Law and subject to the exclusive jurisdiction of the English Courts.
  9. Promoter: PMHC Limited, trading as Police Mutual, is registered in England and Wales No. 03018474. Registered office: Brookfield Court, Selby Road, Leeds, LS25 1NB.