For savers looking to invest a lump sum over five years or more - with guaranteed protection
*The (not so) small print
|Returns||There is no guaranteed return with this option. Your money is invested in our Life Fund which takes advantage of any growth in shares, property, commodities, bonds and cash|
|Guarantees||Guaranteed at five year set points|
|ISA Allowance||You can save up to £20,000 this tax year (but transfers from previous tax years are also allowed)|
|Payment Options||Invest via debit card, bank transfers, cheque (not online) or ISA transfers|
|Accessibility||If you withdraw your money other than on the five-year set guarantee points, you may get back less than you have put in|
|Top-ups||Top ups to your original investment are not permitted. But you can start another investment in this option with a separate guarantee at any time|
|Charges||There are charges on this plan. You can find full details in the Key Information Document.|
It is important you understand all of the key features of the Options ISA if you are considering applying.
The table below shows the value of a Options ISA - Protected Growth option invested on 1 January 2013 to 1 January 2018. It shows the value that the member could have received if they were to withdraw all of their investment on the specified date. Example based on Police Mutual simulated past performance figures.
|Date||Police Mutual Protected Growth||% in period|
|Total gains||£3,608||+ 27.8%|
You should remember past performance is no indication of future performance and should not be the reason for choosing a product.