Options ISA

Whether you're looking for a fixed rate, total security, or you're happy to sacrifice some protection for potentially better returns, you can get it all in one simple stocks and shares ISA

To top-up an existing Options ISA please call us on 0345 88 22 999

It is important you understand all of the key features of the Options ISA if you are considering applying.

Limited offer - 1.3% PA for a fixed 2 year period

For savers who want to invest a lump sum over a fixed term for fixed growth

  • 1.3% per year over a 2 year period
  • Invest a lump sum over a fixed term for fixed growth
  • The minimum amount is £1,000
  • Money-back guarantee at all times
  • You can withdraw your money at any point*
  • Save up to £20,000 in total this tax year

*The (not so) small print

  • The Options ISA, including Fixed Term, is a stocks and shares ISA.
  • The value of tax benefits depends on your individual circumstance and tax rates or legislation which could change in the future.
  • If you withdraw your money before the end of the fixed term, you will not receive the rate specified - you will only get back what you put in.
  • Our Fixed Term offers are available for limited periods only, and future offers may vary with alternative rates and terms available - it may not always be open to new money.
  • Our Fixed Term ISA is one of four options. You can find out more about these other options by following the tabs above.
Returns 1.3% per year over a 2 year period
Guarantees Comes with a money-back guarantee at all times
ISA Allowance You can save up to £20,000 this tax year (but transfers from previous tax years are also allowed)
Contribution Lump sum
Minimum Investment £1,000
Payment Options Invest via debit card, bank transfers, cheque (not online) or ISA transfers
Accessibility Access anytime. If money is withdrawn before the end of the fixed term only the amount invested can be accessed
Top-ups Top ups to your original investment are not permitted. You can start another investment but this could be a different rate of return depending on the offer
Transfers Transfers permitted


It is important you understand all of the key features of the Options ISA if you are considering applying.

The example below shows how much your investment could be worth after 2 years:

Amount invested £16,500
Returns after 2 years £431.79
Value at the end of 2 years £16,931.79
Percentage growth after 2 years 2.6%

Please note that future offers may be different to our current offer, with alternative rates and terms available. If you withdraw your money before the end of the fixed term, you will not receive the rate specified - you will only get back what you put in.

Offer Fixed rate (annual) Term Status
Issue 11 1.3% 2 Years Open
Issue 10 1.2% 15 Months Closed on 19/5/2017
Issue 9 1.4% 3 Years Closed on 10/3/2017
Issue 8 1.4% 2 Years Closed on 28/11/2016
Issue 7 1.75% 3 Years Closed on 19/10/2016
Issue 6 1.5% 15 Months Closed on 31/8/2016
Issue 5 1.6% 2 Years Closed on 27/7/2016
Issue 4 1.9% 3 Years Closed on 10/6/2016
Issue 3 1.8% 1 Year Closed on 19/4/2016
Issue 2 2.20% 3 Years Closed on 3/3/2016
Issue 1 2.10% 2 Years Closed on 8/2/2016

 

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