Part of Options ISA
Our Fixed Term ISA has now closed due to high demand.
The data you provide will only be used to contact you about our Options ISA. It will not be used for any other purpose.
What is the Options ISA?
The Options ISA is a stocks and shares ISA that gives you four different, tax-efficient options to save lump sums, regular amounts or both. You can pick just one option, split your money across several or put money into different options, at different times.
So, whether you’re looking for a fixed rate, total security, potentially better returns or a combination of all of these, you can get them all with our Options ISA plan.
Our Options ISA includes other options you may find of interest:
You may also want to know how different options can work together. Click here to see how, using our Options ISA Calculator.
And finally, if you want to look into the benefits of a stocks and shares ISA versus a Cash ISA, please seek professional advice.
Why Fixed Term?
This has been designed for savers who wish to invest a lump sum over a fixed term for fixed growth. For absolute certainty, you have the protection of a money back guarantee at all times.
You’ll need to put in a minimum lump sum of £1,000, where it will grow by a fixed percentage over a set period. You can withdraw your money at any time (remember though, you will only get back what you initially invested).
Grow your investment by a fixed percentage over a set period of time with no charges.
The minimum lump sum investment is £1,000.
The Fixed Term option comes with a money back guarantee at all times. However, if your money is withdrawn before the end of the fixed term, only the amount invested can be accessed.
Previous fixed term offers
Please see the table below. It shows the previous fixed term offers.
|Offer||Fixed rate (annual)||Term||Status|
|Issue 11||1.3%||2 years||Closed 25/08/2017|
|Issue 10||1.2%||15 months||Closed 19/05/2017|
|Issue 9||1.4%||3 years||Closed 10/03/2017|
|Issue 8||1.4%||2 years||Closed 28/11/2016|
|Issue 7||1.75%||3 years||Closed 19/10/2016|
|Issue 6||1.5%||15 months||Closed 31/08/2016|
|Issue 5||1.6%||2 years||Closed 27/07/2016|
|Issue 4||1.9%||3 years||Closed 10/06/2016|
|Issue 3||1.8%||1 year||Closed 19/04/2016|
|Issue 2||2.20%||3 years||Closed 03/03/2016|
|Issue 1||2.10%||2 years||Closed 08/02/2016|
Am I eligible?
Yes, if you’re a UK resident. The minimum age for opening a plan is 18 and the maximum age you can add money is 85. You will also need to be a serving/retired police employee, Special or a member of their family.
Partners and wider family of the above, including parents, brothers and sisters, children and grandchildren, nieces and nephews, brothers and sisters-in-law and parents-in-law are also eligible.
How do I save?
You can invest a lump sum by card, bank or building society account transfer, cheque (not online) or ISA transfer.
It’s important you understand all of the key features of the Options ISA if you are considering applying
We will be launching a new Fixed Term offer in the future.
To ensure you don't miss out, please register your details and we'll be in touch as soon as the offer launches.