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Options ISA

Whether you're looking for a fixed rate, total security, or you're happy to sacrifice some protection for potentially better returns, you can get it all in one simple stocks and shares ISA

To top-up an existing Options ISA please call us on 0345 88 22 999

It is important you understand all of the key features of the Options ISA if you are considering applying.

Our Fixed Term ISA has now closed due to high demand.

However, we will be launching a NEW Fixed Term offer in the future. To ensure you don't miss out, please leave your details below and we'll be in touch as soon as the offer launches.

You need to be a UK resident and be between the ages of 18 and 85.

The data you provide will only be used to contact you about our Options ISA. It will not be used for any other purpose.

For savers who want to invest a lump sum over a fixed term for fixed growth

  • Various rates available throughout 2017
  • Invest a lump sum over a fixed term for fixed growth
  • The minimum amount is £1,000
  • Money-back guarantee at all times
  • You can withdraw your money at any point *
  • Save up to £20,000 in total this tax year

Register*The (not so) small print

  • The Options ISA, including Fixed Term, is a stocks and shares ISA.
  • The value of tax benefits depends on your individual circumstance and tax rates or legislation which could change in the future.
  • If you withdraw your money before the end of the fixed term, you will not receive the rate specified - you will only get back what you put in.
  • Our Fixed Term offers are available for limited periods only, and future offers may vary with alternative rates and terms available - it may not always be open to new money.
  • Our Fixed Term ISA is one of four options. You can find out more about these other options by following the tabs above.
Returns Various fixed offers available throughout 2017
Guarantees Comes with a money-back guarantee at all times
ISA Allowance You can save up to £20,000 this tax year (but transfers from previous tax years are also allowed)
Contribution Lump sum
Minimum Investment £1,000
Payment Options Invest via debit card, bank transfers, cheque (not online) or ISA transfers
Accessibility Access anytime. If money is withdrawn before the end of the fixed term only the amount invested can be accessed
Top-ups Top ups to your original investment are not permitted. You can start another investment but this could be a different rate of return depending on the offer
Transfers Transfers permitted


It is important you understand all of the key features of the Options ISA if you are considering applying.

Offer Fixed rate (annual) Term Status
Issue 11 1.3% 2 Years Closed on 25/8/2017
Issue 10 1.2% 15 Months Closed on 19/5/2017
Issue 9 1.4% 3 Years Closed on 10/3/2017
Issue 8 1.4% 2 Years Closed on 28/11/2016
Issue 7 1.75% 3 Years Closed on 19/10/2016
Issue 6 1.5% 15 Months Closed on 31/8/2016
Issue 5 1.6% 2 Years Closed on 27/7/2016
Issue 4 1.9% 3 Years Closed on 10/6/2016
Issue 3 1.8% 1 Year Closed on 19/4/2016
Issue 2 2.20% 3 Years Closed on 3/3/2016
Issue 1 2.10% 2 Years Closed on 8/2/2016

 

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Product Documents

It is important you understand all of the key features of the Options ISA if you are considering applying.

Key Features

Guide to Investing


Eligibility

With around 200,000 members, Police Mutual is the UK’s largest friendly society of its kind.


What you'll need

It should take no more than 5 minutes to complete this application. You will need:

* Your national insurance number
* Your bank account details if you want to set up a direct debit for monthly payments
* Your payroll number if you want to make payments from your salary or pension

To prevent identity fraud you will need to pay for your own plan and therefore provide your own bank details. If you would like another member of your family to pay for your plan, you will need to call us to complete your application.

Continue to application