The Options ISA is a stocks and shares ISA that gives you four different, tax-efficient options to save lump sums, regular amounts or both. You can pick just one option, split your money across several or put money into different options, at different times.
So, whether you’re looking for a fixed rate, total security, potentially better returns or a combination of all of these, you can get them all with our Options ISA plan.
For savers who want money-back protection on their investment at all timesMore Info
For savers who want to invest a lump sum over a fixed term for fixed growthMore Info
For savers looking to invest a lump sum over five years or more with guaranteed protectionMore Info
For savers who are willing to sacrifice guarantees for potentially higher returnsMore Info
Whichever option or combination of options you choose, our Options ISA plan will allow you to…
You can contribute up to £20,000 this tax year without paying capital gains tax on future returns. Transfers from previous tax years are also allowed.*
Investing can be a great way to grow your wealth and with our Options ISA you have the flexibility to decide how best to put your money to work.
You can withdraw or transfer to another ISA at any point.
*The value of tax benefits depends on your individual circumstance and tax rates or legislation which could change in the future.
**With Fixed Term if you withdraw before the end of the term, you will only get back what you invested.
With the Protected Growth option, if you withdraw your money other than on the five-year set guarantee points, you may get back less than you have put in.
With the Non Guaranteed option, your money can go down as well as up and you may get back less than you put in when you withdraw your savings.
For more information on our Options ISA
please call us on 0345 88 22 999