Child Trust Fund

Your children’s savings options

Whether it's little and often, in lump sums or with help from friends and relatives, Police Mutual can help you build a savings pot for your child's future.



The Children's Bond and Child Trust Fund plans allow you to save for your children's future, as the money you invest belongs to the child. At the end of the plan we pay the money directly to the child you've been saving for.

If you'd prefer to have more control over the money you're saving, including having the money paid directly to you, our Regular Savings plan and Guaranteed ISA can help you save in your name for your children's future.

Product Features Table

If you cash in your plan outside of any guarantee points, the amount you receive may be less than the amount paid.

  Guaranteed Features? Open now with When are the guarantee points? Tax Status Further details
 Children's Bond   £12.50 pm or £25.00 pm Minimum of ten years Cash at maturity is free from personal tax More
 Regular Savings Plan   £1 per day Minimum of ten years Cash at maturity is free from personal tax More
 Guaranteed ISA Top Up   £40 per month or £1000 lump sum Every five years Free from personal tax More

 

The value of tax benefits depends on your individual circumstance and tax rates or legislation which could change in the future.

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