Personal loans for family members of serving and retired Police Officers, Police Staff, Special Constables and PCSOs

We aim to help the Police family lead a financially healthier and happier life. That’s why we’ve partnered up with Salary Finance* to bring you a personal loan offering.

A Salary Finance loan is an option that could help you to consolidate existing debts or, help you achieve a certain goal such as purchasing a new car, a wedding or home improvements.   

Members of the police family who wish to take out a personal loan will now be introduced to Salary Finance.

If you refinance any existing debts, you may pay a higher rate of interest or make repayments over a longer term. This means you may pay more interest overall.

How do Salary Finance loans work?

  • You are eligible for a Salary Finance loan if you:
  • Are a family member of a Serving or Retired Officer, Police Staff, PCSO or Special Constable^
  • Are over 18 years old
  • Have an income over £6,000 before tax
  • Have lived in the UK for at least 3 years
  • With a Salary Finance loan you can:
  • Borrow between £1,000-£25,000
  • Repay over 1-5 years with a fixed monthly direct debit
  • Apply quickly and easily online
  • Salary Finance logo
  • Loans range from 3.9% APR (fixed) to 24.9% APR (fixed) with a Representative APR of 12.9% (fixed).

    Representative example: Total amount of credit: £7,900. Term: 48 months. Interest rate: 12.9% APR (fixed). Monthly payment: £208.79. Administrative fees £0. Total amount repayable: £10,022.09. Representative APR 12.9% (Fixed).
For Serving or Retired Officers, Police Staff, Special Constable or PCSO loan applications, visit this page to apply.

*Salary Finance is a trading style of Salary Finance Limited.

Applications will be assessed to ensure the loan is appropriate and affordable for you.

PMGI Limited, trading as Police Mutual, is acting as credit broker for Salary Finance Limited. Salary Finance Limited acts as credit broker exclusively for associated company Salary Finance Loans Limited, which is acting as lender for the purposes of entering into a consumer credit agreement.

^ Loans are not currently available for PSNI members and their families.