Helping you take control of your finances

Looking to combine your debts into one fixed monthly payment? We’ve teamed up with our trusted partner, Neyber, to offer a personal loan for debt consolidation.

Juggling various costly debts, such as store and credit card borrowing, can make it difficult to keep track of your repayments. Combining your debts into one fixed monthly payment could help you reduce your monthly outgoings.

Take a look at the benefits of borrowing with Neyber:
  • Simple online application
  • Money could be in your account within one working day of loan approval
  • Fixed monthly repayments by Direct Debit
  • Make overpayments or early repayment of the loan free of charge
  • Neyber is rated 5-star by Trustpilot, as at July 2019
In partnership with
In Partnership with Neyber

8.9% APR Representative


Consolidating debts could involve payment of a higher rate of interest and/or charges. Consolidating debts might also increase the overall period required for repayment.

We’re sorry but loans aren’t currently available for PSNI Members and their families.

All loans are subject to status and acceptance by Neyber. Rates depend on the loan amount, term and your individual circumstances and may differ from the Representative APR.

Police Mutual is acting as a credit broker, Neyber Limited is acting as a lender for the purposes of entering into a consumer credit agreement.

Representative example:

You could borrow a loan amount of £9,000 with a monthly repayment of £222.07 over a term of 48 months at a 8.9% (fixed) rate of interest per annum. Administrative fees are £0. Total amount repayable is £10,659.56. This is equivalent to 8.9% APR Representative.

The (not so) small print

PMGI Limited, trading as Police Mutual, is authorised and regulated by the Financial Conduct Authority. Registered in England & Wales No. 1073408. Registered office Alexandra House, Queen Street, Lichfield, Staffordshire, WS13 6QS.

Neyber Ltd is authorised and regulated by the Financial Conduct Authority. Financial Services Register number 718709. Registered address: 1st Floor, 3 Finsbury Avenue, London, EC2M 2AR. Company registered number: 08806631