Lots of us owe money on more than one credit card or have several different credit agreements or loans in place. It can be tricky keeping track of them all, especially if you’re making repayments on different days during the month and being charged different interest rates. This is where a debt consolidation loan can come in handy, combining your debt into one monthly repayment could help you take control of your finances.
We've teamed up with Neyber, our trusted partner, to offer personal loans to the Police family.
A loan to help pay off existing debts
The loan could be used to pay off your existing debts, particularly credit card and store card borrowing.
Have a look at the rates available:
Rates are fixed and correct as of August 2017. Future rates are subject to change
Please check that you meet the eligibility criteria before applying for a loan, full information can be found here.
PMGI Limited, trading as Police Mutual, is authorised and regulated by the Financial Conduct Authority. Registered in England & Wales No. 1073408. Registered office Alexandra House, Queen Street, Lichfield, Staffordshire WS13 6QS.
Neyber Limited is authorised and regulated by the Financial Conduct Authority. Interim permission: 663054. Registered address: First Floor (East), Tabernacle Court, 16-28 Tabernacle Street, London, EC2A 4DD, United Kingdom, Company registered number: 08806631 Data Protection Registration Number: ZA039009.
Things to consider
Where to get help
Remember - everyone’s circumstances are different and getting a personal loan for debt consolidation may not be right for you. If you are struggling with debt or worried that you may be getting into financial difficulties, you should seek confidential debt advice from one of the free services available in the market such as:
Police Mutual Debt Advice Service: we’ve teamed up with Payplan to provide independent free support - call 0800 197 8433 (Mon-Fri 8am-9pm)
National Debt Line: call 0808 808 4000 (Mon-Fri 9am-8pm & Sat 9.30am-1pm)
StepChange Debt Charity: call 0800 138 1111 (Mon-Fri 8am-8pm & Sat 8am-4pm)