Police commutation compensation

This page provides information and useful links regarding the issue of miscalculated commutations for some retired Police Officers.

The background

When you take your Police Pension, you're given the option of being able to take up to 25% of your pension fund as a tax-free lump sum payment, known as commutation. The Government Actuary's Department is responsible for calculating these lump sums and considers a number of factors when doing so, including average life expectancy.

What's happened?

The Pensions Ombudsman has determined that the commutation for a number of Police Officers who retired between 2001 and 2006 was miscalculated. This was due to the figures regarding life expectancy not being updated when they should have been.

Will this affect me?

If you were on the Police Pension Scheme 1987 and decided to take part of your pension as commutation between the following dates, it may have been miscalculated and therefore you may be entitled to compensation:

Males: 1 December 2001 and 30 November 2006
Females: 1 December 2004 and 30 November 2006

This time period will not extend back beyond these dates.

What do I need to do?

Don't worry, there's nothing you need to do. If you're eligible, the Government Actuary's Department has advised us that your Force Scheme administrator should be in touch by the end of 2015 to let you know when you'll receive your compensation. All payments due should be made by April 2016.  

Useful information

Although we cannot advise directly regarding individual cases, here are a number of useful links to help you find out more information:

How Police Mutual can help

We want to help you make the most of any compensation you may be entitled to and provide a range of exclusive products and services you may wish to consider: