If you're a member of a Federation Group Insurance Scheme and you're paying for separate travel insurance, breakdown cover or critical illness cover elsewhere, you might be spending more than you need by duplicating your cover.
1. Federation group schemes
As a group insurance scheme member, you could already be covered for a number of things, which might include:
Every force scheme is different, so it's important to check what's included with yours. If you're paying for any of these separately, it's worth checking if you're already covered under the scheme - you could save yourself some money.
As with all insurance, remember to read the terms and conditions of any policy carefully so you know exactly what's covered and what isn't.
As well as the Federation, it's worth checking if you've already got cover through the following:
2. Bank accounts
Some bank accounts come with free extras such as basic travel insurance. If you're going away, check with your bank if you're already covered before you buy separate travel insurance.
3. New car
If you've recently bought a new car, it might come with breakdown cover included as part of your deal, as some manufacturers offer free cover for a limited time after you've bought your vehicle.comments powered by Disqus