Get into the savings habit this year
No matter what kind of saver or investor you are, we have a range of options to choose from to help you get back on track financially...
The New Year can be a good time to make plans to get yourself back on track financially after the excesses of the Christmas period. No matter what kind of saver or investor you are, we have a range of options to choose from:
- If you want to put a little away each month, our Regular Savings plan is a simple and straightforward way to take control of your finances. With deductions straight from your salary or pension, you won't even notice you're saving and there's no minimum premium. You can choose a fixed term (between 10 and 30 years) to help you resist dipping into your savings, after which you'll reap the rewards of a guaranteed cash lump sum. There's also the potential for a final bonus to be added, depending on investment performance.
- If you want to give your money more opportunity to grow while protecting any growth at five-year set points, try our Guaranteed ISA, which comes with the safety net of our unique Double Guarantee. You can choose to save regularly from just £40 per month or make one-off payments of just £1,000. There's no fixed term so you can access your money at any time, but remember, if you access your money at any time other than on the guarantee points you'll get back what it's currently worth - which may be more or less than you invested.
- If you've got a lump sum (over £3,000) to invest, our Guaranteed Investment Bond offers you real growth potential as there's no set interest rate, as well as the security of our unique double guarantee to protect your money and lock in any growth at five-year set points. You can access your money at any time, but remember, if you do so outside of these guarantee points, you'll receive the current value which could be less than you paid in. Returns are also free from personal tax.
Give us a call on 0845 88 22 999 to discuss which option could be right for you.