Life Cover

Protect your loved ones

Life is full of surprises, some of which aren't nice. So it's important you make provisions for your family should the unthinkable happen.
With a Life Cover plan, you'll have peace of mind knowing that your loved ones are protected should the worst happen.

Call us 0800 0325333

Life Cover Benefits

  • When it comes to life cover, it's important to talk to someone you can trust that fully understands your needs.
  • As our advisers are employed directly by Police Mutual, they're focused on finding the best product for you. We'll always have your best interests at heart!
  • They also understand your employment benefits and won't recommend add-ons you don't need
  • We know you're busy so we'll arrange calls at a time to suit you, including evenings and Saturday mornings, whatever suits you
  • We arrange products from a choice of insurers

Product Summary

Life Assurance We can advise on various types of life cover.
Can be used to pay off your mortgage so that the costs are not passed on to your dependents or loved ones.
Critical Illness Cover Pays a lump sum in the event of a specified critical illness.
Could help you pay for things like private treatment, prescribed drugs not available through the NHS, changes to your home, paying off all or part of your mortgage.
Accident, Sickness and unemployment Covers your mortgage payment if you're unable to work due to accident, sickness or unemployment.
Payments are usually made for a period of up to 12 months.
If you would like to be covered for longer than this you may want to consider taking out income protection.
Income Protection Provides a tax-free monthly income if you're unable to work due to accident or sickness.
Payments are made until you are able to return back to work.

Police Mutual Assurance Society Limited (PMAS) is an incorporated friendly society. PM Advisory Limited (PMAL) is a wholly owned subsidiary of PMAS registered in England & Wales No. 4560462. Police Mutual is a trading name of Police Housing Fund Limited (PHFL), a wholly owned subsidiary of PMIFS registered in England & Wales No. 5069158. PHFL is an appointed representative of the following companies which are authorised and regulated by the Financial Conduct Authority for advising on and arranging the following:Mortgage and protection advice is available through Mortgage Excellence PLC, which is authorised and regulated by the Financial Conduct Authority (firm reference no. 301192).

The registered office of PMAS, PMIFS and PHFL is Alexandra House, Queen Street, Lichfield, Staffordshire WS13 6QS. For your security, all telephone calls are recorded and may be monitored. Please see the Legal page for further details.