Retired, or thinking of retirement?

Start thinking about...
  • Could you help your child buy their first home?
  • Cash tied up in your home? Equity release lets you access the cash if you're aged over 55.
  • You could become mortgage-free by using your commutation to clear your mortgage debt.


Think about

Looking to downsize?
If your kids have flown the nest or you're finding you don't need as much space then this could be something to consider.

A smaller house is likely to be cheaper to run when it comes to the household bills and easier to manage as it will require less maintenance and less rooms to clean!

Moving to a smaller house could be more cost effective than using an equity-release scheme.

Equity release
Equity release refers to a range of products letting you access the equity (cash) tied up in your home if you are over the age of 55. You can take the money you release as a lump sum or, in several smaller amounts or as a combination of both.


We can help you

We can help with Buy to Let mortgages, call us on 01543 441 630

We can help with equity release call 0151 242 7829


We can provide independent and impartial FREE Mortgage Advice and have access to the whole of the mortgage market—to find the right deal for you.

Don't forget we can sort your home insurance cover too! Provided by Royal & Sun Alliance Insurance plc.

Call 01543 441 630

Talk to us today   >

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Police Mutual is a trading name of Mortgage Excellence Plc (MEX), PM Advisory Limited (PMAL) and PMGI Limited (PMGI). MEX, PMAL and PMGI are authorised and regulated by the Financial Conduct Authority. All Police Mutual companies are registered in England and Wales. MEX, register no. 03527577; PMAL register no. 4560462, PMGI register no. 1073408. Registered office: Alexandra House, Queen Street, Lichfield, Staffordshire, WS13 6QS. For your security, all telephone calls are recorded and may be monitored.