Executive Team

Highly experienced in financial services.

Responsible for the development and implementation of strategy and our financial, operational and risk management.

Accountable to both the Committee of Management and the Managing Board.

Executive Team members are: 

Stephen Mann LLB FPMI FIoD - Chief Executive

Stephen Mann LLB FPMI FIoD

Stephen's career began in the City as a corporate and financial services lawyer. He then joined Aviva, where he was subsequently appointed as the Executive Director with responsibility for Strategy and Business Services. While at Aviva, he was also Chair of the With-Profits Committee and key subsidiary businesses as well as York Cares, an employee volunteering charity.

Stephen became the Chief Executive at Police Mutual in 2009. He is a founding Trustee of the Police Arboretum Memorial Trust and an independent co-opted member of the Audit and Risk Committee of the College of Policing. He was previously a non-executive director at ALICO UK. Stephen is a Fellow of the Institute of Directors and a Fellow of the Pensions Management Institute.

Andy Elkington BA (Hons) MBA - Group Sales & Marketing Director

Andy Elkington BA (Hons) MBA

Andy is an Economics graduate with over 10 years’ experience at director level in sales and marketing, gained from the Retail Banking and Insurance industries across the UK and Scandinavia.

Before joining Police Mutual, he was the Director of Bank & Building Society Distribution at Legal & General, with responsibility for all Protection and General Insurance relationships as well as L&G’s Protection Advice team. In the past, he has led teams at Virgin Money, RSA and National Australia Group.

Andy joined Police Mutual as Group Sales and Marketing Director in 2017 and was appointed to the Managing Board in October 2017.

Rachel Kirwan BSc ACIS - Company Secretary

Rachel Kirwan BSc ACIS

Rachel is a qualified Chartered Secretary and has been Company Secretary at Police Mutual since 2000. Rachel’s group responsibilities include corporate governance, legal and complaints.

David Vallery BSc FFA - Chief Risk Officer

David Vallery BSc FFA

David is a qualified actuary whose career started at Scottish Amicable a leading mutual life insurer before joining AXA as Assistant Group Chief Actuary. David then spent nine years at HBOS in various roles including time as the Chief Financial Officer of the HBOS Australia Insurance and Investment Division before returning to the UK to run the Bank of Scotland private client business. Prior to joining Police Mutual David was a Risk Consulting Partner at KPMG.

Kathryn Winup FACCA AMCT - Finance Director

Kathryn Winup FACCA AMCT

Kathryn Winup is an experienced finance professional with international and UK experience across the banking and insurance sectors. She has previously held Finance Director roles at Royal Bank of Scotland and its subsidiaries, including FD RBSI, FD Coutts & Co, CFO Wealth Management Division and FD, SME building a strong track record in Retail Banking, SME Banking and Wealth Management. Immediately prior to joining Police Mutual, Kathryn was Chief Finance Officer Digital at Aviva, with responsibility for the direct business across the GI, Life and Health insurance sectors.

Kathryn joined Police Mutual in September 2017 and was appointed Finance Director in November 2017. She is a Fellow of the Association of Chartered Certified Accountants and an Associate Member of the Association of Corporate Treasurers.