Junior ISA

Your children’s savings options with us

The new Junior ISA goes live on 1 November 2011, replacing the Child Trust Fund scheme. We have a range of savings plans which give you a more flexible way of saving for your children's future. That's why we've decided not to offer a Junior ISA.

Here are the ways you can save for your children's future with Police Mutual:

Savings paid to your child

Savings for your child, paid to you

If you'd prefer to have more control over the money you're saving, we offer other ways to help you save in your name for your children's future.

With the Children's Bond and Regular Savings plan, your cash lump sum is completely tax-free at the end of the term. Whereas with the Guaranteed ISA, it's tax-free when you withdraw your money. This is because any tax is paid within our Life Fund.