Get off to a great start this tax-year!
We believe in helping you to get the most out
of your money. And the earlier in the tax-year that you invest, the
more you could benefit from the tax efficient growth potential of a
Stocks and Shares ISA.
By investing early in the tax-year, you can
make the most of your 2008/09 ISA allowance. So why wait, when you
can put your money to work now?
New Tax-Year- New ISA
On 6 April the Government introduced changes
to ISAs, which not only made them simpler to understand, but also
increased the amount you can invest each tax-year in an ISA to
a maximum of £7,200.
Your ISA allowance allows you to invest your
money without paying tax on any growth you achieve- that means
instead of sharing your returns with the tax man, you get to keep
it all. Though please remember the tax position of ISAs may change
in the future.
You can now also transfer money accumulated in
a Cash ISA opened in a previous tax-year into a Stocks and Shares
ISA and still retain your full ISA allowance for this tax-year.
This means you have more choice and flexibility of where your money
is invested and the opportunity to access the potential growth of
the Stock Market.
If you are considering transferring a Cash ISA
to us please remember that unlike cash accounts, which provide
security because they are very low risk, the Police Mutual
MultiManager Funds do not provide any guarantees.
Accessing Investment ISAs through Police
Mutual
PMIS, a subsidiary of Police Mutual specialise
in Investment ISAs for both regular and lump sum investments. With
our help you can access a wide range of investments without having
to become an expert yourself.
Whether you want to make regular investments
from £50 each month, invest a lump sum or both, you can benefit
from our investment expertise and low costs.
Your money will be invested into
the PMIS
MultiManager Growth Fund which is managed by
experienced investment specialists. It’s their job to constantly
review where your money is invested and how it is performing to
help make sure that it’s in the right places, at the right times,
to achieve the best possible results. Please remember that all
stock market based investments can go down in value as well as up
and you may get back less than you have paid in, particularly over
a short-term period.
It’s easier than you
think
Apply now to set up a Stocks and
Shares ISA and you could get more from your ISA allowance this
year.