Home Insurance

Home Insurance

 

  • Interest free monthly payment option.
  • £55,000 contents cover as standard (including contents in outbuildings).
  • £500,000 buildings cover as standard (including outbuildings).
  • 24 hour UK based claims line and emergency helpline.
  • Paid for emergency accommodation.*
  • Automatic £3,000 increase in contents cover for wedding and religious festival gifts.
  • Domestic emergency call out cover as standard.*
  • Optional extras such as sports cover package.

 

 Calculate the value of all of your possessions  - the results may surprise you!

 

Not got time to get a quote?

You can request a call back or leave your details with us and we'll get back to you.

> Request a call back

 > Leave your renewal date


Police Mutual home insurance is arranged by Roland Smith Limited through Aviva Insurance Limited. Domestic emergency cover provided by ARAG and underwritten by Brit Insurance Ltd. Home insurance is not available in the Isle of Man or Channel Islands. *Subject to Terms and Conditions.

Make sure all of your contents are covered with our Home contents calculator.

Our Home contents calculator will add everything up and give you an idea of the value of your possessions.  You can then use this amount when calling us for your home contents insurance quote.

It's simple - just visit the virtual home and calculate the value of your possessions in each room. This will help you make sure that you haven't forgotten anything and ensure that you've got enough cover.

Calculate the value of all of your possessions  - the results may surprise you!

 enter-home-button

 

Not got time to get a quote?

You can request a call back or leave your details with us and we'll get back to you.

> Request a call back

> Leave your renewal date

Police Mutual home insurance is arranged by Roland Smith Limited through Aviva Insurance Limited. Domestic emergency cover provided by ARAG and underwritten by Brit Insurance Ltd. Home insurance is not available in the Isle of Man or Channel Islands. *Subject to Terms and Conditions.

Frequently asked questions

If you have a question that is not answered below, or would just like to know more about our Home Insurance, give us a call us 0800 032 2610.

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Can I pay monthly?

You can pay your premiums monthly by Direct Debit if you want to. And unlike many other insurers, we won't charge you extra on top of your normal yearly premium.

 

How much cover do I need?

Contents

You need to think about all the things you have within your home and how much it would cost to replace them as new. Check your receipts and prices of items as you'll probably be surprised how much it will add up to.

We provide £55,000 contents cover as standard (including contents in outbuildings).

Buildings

You need to work out how much it would cost to rebuild your home. Consider things such as demolition costs, surveyor's fees and the actual cost to rebuild your home.


We provide £500,000 buildings cover as standard (including outbuildings).

 

How do I make a claim?

Just call our UK based claim line which is open 24 hours a day 365 days a year. The number you need to dial is dependant on the time you call.

 

0845 603 4325 Mon - Fri 8.30am - 6.00pm and Sat 9am - 1.00pm

0845 301 2179 All other times

 

How do I change my policy?

If you need to make a change such as a change of address or requiring a new level of cover, just call our UK based help line and we'll be happy to help.

If there is a change in your premium we'll let you know.

 

Call us on 0800 032 2610 (Mon - Fri 8.30am - 6.00pm and Sat 9am - 1.00pm)

 

How do I cancel my policy?

If you need to cancel your policy, just call our UK based help line and we'll be happy to help.

 

Call us on 0800 032 2610 (Mon - Fri 8.30am - 6.00pm and Sat 9am - 1.00pm)