Breakdown Cover Application


Throughout the application journey we will provide you with key information about our Breakdown Cover product, electronically. If you prefer to receive this information by paper please call us to discuss.

You can choose whether you’d like to receive your policy documents by paper or email in the application.

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No more than 60 days from today
Please enter when you'd like to start the cover. Please note this needs to be within the next 60 days.

There is no additional charge for selecting either option.
Please enter your preference for your policy documents

You have a duty to disclose all material facts to this insurance. If you have any doubts as to whether a fact is material it should be disclosed both before the policy commences and throughout the duration of the policy. Failure to disclose all material facts may invalidate your policy or may result in your policy not operating fully. A material fact includes anything that may impact the acceptance and assessment of this insurance.

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Please note, the price quoted below is an annual premium.

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PMGI Limited (Police Mutual) is committed to respecting and protecting your personal data. This sets out what we will do with your information and the arrangements we will make to keep that information private and safe. It also explains your rights.

The information you have supplied will be used to provide you with Breakdown Cover, and to administer that plan. To find out how else we may use your information, select the ‘How we will use your information we will collect’ link below

Click on the links below to find out more:
How will we use the information we collect?
Who and why might we share your information with
What precautions do we take to protect your information?
How long do we keep hold of your information?
Your rights
Complaints

To view our full privacy policy click here

If you have any questions about our privacy policy, you can contact our Data Protection Officer directly at datacontroller@bspokegroup.co.uk or by writing to them at: 4th Floor, 24 Old Bond Street, London, W1S 4AW.

Before we can issue the breakdown insurance policy, please confirm that the following statements are true:

  • I meet all of the the eligibility criteria
  • The vehicle must have an MOT (unless exempt), be taxed, insured and registered in the UK
  • All of the answers I have given are true and complete and I have disclosed all the facts which could be regarded as material. I understand that failure to do so may invalidate my insurance or result in claims being rejected or reduced.
  • I understand that if any of the information provided changes after I have purchased the policy and during the period of the policy that I must provide Police Mutual with details.
  • I understand that you exchange information with other insurers and the Police to prevent fraud, detect uninsured drivers and for the purposes of electronic car licensing
  • I understand that I may cancel the policy within 14 days of receiving the policy documents, or at any time afterwards. If you cancel within 14 days we will make a charge equal to the period of cover you have had. If you cancel after 14 days you will not be entitled to any refund of premium.
  • I agree that this product matches my need of ensuring I am covered in the event of a vehicle breakdown whilst in the UK.
Please confirm that the above statements are true

It's important you understand all of the Key Information for Breakdown Cover and check the cover you are buying to ensure that it meets your needs. We recommend you read all of the policy documents including the Insurance Product Information Documents (IPID) before you continue, and keep them in a safe place.

You should also read the Our Terms of Business as this provides important information about our service.

Please confirm that you have read the documents
The (not so) small print
Police Mutual Rescue (Breakdown Cover) is provided by ERS (Syndicate 218 at Lloyds), and is arranged and administered by PMGI Limited trading as Police Mutual. For more details, please see legal page.