Independent financial advice
We provide a fully independent advice and planning service for
all serving and retired Police employees and their families across
a range of areas.
- Investments
- Pensions
- Retirement planning
- Life and health insurance
- Equity release schemes
- Inheritance tax planning
- Long term care
- Mortgages
- Second career planning
Our Independent Financial Advice Service is
offered through our subsidiary Police Mutual Insurance and
Financial Services Limited. We don't provide advice on Police
Mutual products and services.
Low front end fees
Unlike many other advisers, we don't charge large front end
commission and fees that can heavily reduce your savings and
investments.
Performance related advice
We believe in the advice we provide. Which is why the ongoing
costs we charge are linked to the performance of your
investments.
Annual Reviews
We believe in developing a lasting relationship with our
members. Which is why we help you review your position every year
and promise to be here whenever you need us.
A trusted brand
As part of Police Mutual, we've been helping members of the
Police Service and their families with their finances since 1922.
Today, with over 210,000 members of the Police Service trusting us
with their savings, investments and insurance, we're the UK's
largest affinity friendly society.
Online portfolio and account
management
You can track the performance of your portfolio securely online
24 hours a day 7 days a week.
Putting you and your needs first
Our team of professional advisers are highly experienced in both
the financial services industry and helping members of the Police
Service.
Whilst everyone has different needs and wants, the experience we
have gives us a better understanding of the requirements of those
in the Police Family.
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Jim Patten
Jim joined our team in 1998 and so has substantial experience of
providing a financial planning service to members of the Police.
Like all our advisers, he is qualified to an Advanced level, and
specialises in investment planning and equity release advice.
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Ray Clerkin
Following 10 years involved in retailing, Ray joined the
financial services industry in 1990 with what was then the TSB
Bank. For the past 8 years he has specialised in advising Police
Officers and NARPO members on the most suitable options.
He is a member of the Personal Finance Society at Diploma
level.
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Ben Vickers
Ben joined the financial services industry in 1992 having
previously spent three and a half years working in a Lloyd's
brokerage in London. During his time in the industry, he has worked
on a variety of projects and has many years experience as an
adviser.
Ben specialises in investment and pension planning and takes pride
in assisting his clients to meet their personal financial
objectives.
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Looking for help and advice?
You can find out more about our service and how we can help you
by getting in touch with our Financial Advice Team.
Call us on 0845 600 8996