Independent Financial Advice

Independent financial advice

We provide a fully independent advice and planning service for all serving and retired Police employees and their families across a range of areas.

 

  • Investments
  • Pensions
  • Retirement planning
  • Life and health insurance
  • Equity release schemes
  • Inheritance tax planning
  • Long term care
  • Mortgages
  • Second career planning

 

Our Independent Financial Advice Service is offered through our subsidiary Police Mutual Insurance and Financial Services Limited. We don't provide advice on Police Mutual products and services.

Low front end fees

Unlike many other advisers, we don't charge large front end commission and fees that can heavily reduce your savings and investments.

Performance related advice

We believe in the advice we provide. Which is why the ongoing costs we charge are linked to the performance of your investments.

Annual Reviews

We believe in developing a lasting relationship with our members. Which is why we help you review your position every year and promise to be here whenever you need us.

A trusted brand

As part of Police Mutual, we've been helping members of the Police Service and their families with their finances since 1922. Today, with over 210,000 members of the Police Service trusting us with their savings, investments and insurance, we're the UK's largest affinity friendly society.

Online portfolio and account management

You can track the performance of your portfolio securely online 24 hours a day 7 days a week.

Putting you and your needs first

Our team of professional advisers are highly experienced in both the financial services industry and helping members of the Police Service.

Whilst everyone has different needs and wants, the experience we have gives us a better understanding of the requirements of those in the Police Family.

 

   
   Jim Patten           


Jim Patten


Jim joined our team in 1998 and so has substantial experience of providing a financial planning service to members of the Police.

Like all our advisers, he is qualified to an Advanced level, and specialises in investment planning and equity release advice.

 


Ray Clerkin


Ray Clerkin

Following 10 years involved in retailing, Ray joined the financial services industry in 1990 with what was then the TSB Bank. For the past 8 years he has specialised in advising Police Officers and NARPO members on the most suitable options.

He is a member of the Personal Finance Society at Diploma level.

 


Ben Vickers


Ben Vickers

Ben joined the financial services industry in 1992 having previously spent three and a half years working in a Lloyd's brokerage in London. During his time in the industry, he has worked on a variety of projects and has many years experience as an adviser.

Ben specialises in investment and pension planning and takes pride in assisting his clients to meet their personal financial objectives.

 

Looking for help and advice?

You can find out more about our service and how we can help you by getting in touch with our Financial Advice Team.

 

Call us on 0845 026 4200